Welcome to RealEstate4U
Real estate investors have basically no independent representation in the market place.
This lack of advocacy makes them vulnerable to exploitation by property marketing companies and traditional real estate agents who do or say almost anything to secure winning results for their vendors with no recourse to them once the sale is made.
Buyers' agents provide some sort of solution as they at least represent the buyer in their property quest and attempt to negotiate an acceptable purchase on their behalf.
Buyers' agents focus on property identification and the acquisition process and their services are perfectly suited for home buyers.
Real estate investment, however, should rather be compared with investment in financial products and therefore involves a comprehensive analytical and mathematical process prior to the property purchase to be successful and prosperous.
In the same way that high altitude mountain climbers rely on a team of alpine experts and a competent guide to ensure their goal of a successful summit bid, property investors need to employ the services of experienced property, finance and taxation professionals to assess all aspects of their investment objectives.
Buyers' agency is therefore only a part of the property investment process.
RealEstate4U, Sydney's First Independent Property Investors Agency, has been founded to independently represent property investors in this respect and guide them to reaching their goals of successful and prosperous real estate investments.
News Of The Week - Tuesday, May 1, 2012 18:38 - 1 Comment
The Reserve Bank Has Cut Interest Rates by 0.5 per cent Today.
Fairfax Media Domain 1 May 2012
The 50 basis point fall comes on the back of evidence the economy is struggling with weaker-than-expected inflation figures released late last month.
The official interest rate is now 3.75 per cent.
It is good news for mortgage holders who were earlier this year hit with out-of-cycle rises by many lenders.
“This is quite a heavy cut and the Reserve will be hoping that it has maximum impact,” says Domain property expert Carolyn Boyd.
Each 0.50 per cent drop in interest rates slices about $120 off the monthly interest cost of an average Australian mortgage.
All eyes will be on the financial institutions to see if they follow suit, says Boyd. It is possible lenders could pass on a smaller proportion of the official drop to their own customers.
At least one bank will hold off announcing a decision for more than a week with the ANZ Bank set to release its move next Friday, the second Friday of the month.
If lenders do make cuts, Boyd says it is a smart idea for borrowers to maintain their current repayment levels.
“Many institutions don’t automatically adjust repayments down in line with lower rates, and if you think yours might, you should speak with them and ask for your repayment amounts to be kept as they are,” says Boyd.
“It is inevitable that rates will rise again in the future, so this is a golden opportunity to pay some extra money off your loan if you can afford to do so.”
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Baby Boomers, Married with Children - Sep 26, 2009 22:29 - 0 Comments
Units No Longer Housing’s Poor Cousin
RP Data Property Pulse Professional Edition 25 Sep 2009:
According to the ABS, Australia’s population growth has hit the record books (again) with a net increase of 439,000 new residents over the year to March 2009.
To provide some perspective, in raw numbers Australia’s population growth has never been this high.
In percentage terms, population growth hasn’t been this high since the baby boom.
Population growth is fundamental to the property market as it constitutes demand for housing.
The higher the population growth, the more homes need to be built. Unfortunately, there is a major divergence between housing demand and housing supply; there is simply far too few new dwellings being constructed to provide homes for our growing population.
This issue will be explored in detail in our Property Pulse next week.
Rental Markets
Rental markets around the nation have shown large increases in rental rates over the last three years; however, over the last quarter rental rates have peaked and in some cases fallen.
Rental demand has temporarily eased as many renters took advantage of the improvement in housing affordability brought about by low interest rates and the boost to the First Home Buyers Grant.
With vacancy rates remaining at historic lows across the capital cities, any reprieve for renters is likely to be short-lived.
Rental rates will most likely start to increase again due to a shortage of rental housing and a pull back of first home buyer demand coupled with record levels of population growth. Continue…
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Baby Boomers, Married with Children - Sep 26, 2009 22:29 - 0 Comments
Units No Longer Housing’s Poor Cousin
RP Data Property Pulse Professional Edition 25 Sep 2009:
According to the ABS, Australia’s population growth has hit the record books (again) with a net increase of 439,000 new residents over the year to March 2009.
To provide some perspective, in raw numbers Australia’s population growth has never been this high.
In percentage terms, population growth hasn’t been this high since the baby boom.
Population growth is fundamental to the property market as it constitutes demand for housing.
The higher the population growth, the more homes need to be built. Unfortunately, there is a major divergence between housing demand and housing supply; there is simply far too few new dwellings being constructed to provide homes for our growing population.
This issue will be explored in detail in our Property Pulse next week.
Rental Markets
Rental markets around the nation have shown large increases in rental rates over the last three years; however, over the last quarter rental rates have peaked and in some cases fallen.
Rental demand has temporarily eased as many renters took advantage of the improvement in housing affordability brought about by low interest rates and the boost to the First Home Buyers Grant.
With vacancy rates remaining at historic lows across the capital cities, any reprieve for renters is likely to be short-lived.
Rental rates will most likely start to increase again due to a shortage of rental housing and a pull back of first home buyer demand coupled with record levels of population growth. Continue…
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Double Income-No Kids - Jun 22, 2009 12:33 - 0 Comments
First Home Buyers Peaked – Investors Returning
Property commentator Michael McNamara says the huge proportion of first home buyers has reached its peak and now is the time for investors in today’s property market.
There certainly are some mixed trends around at the moment. Even though unemployment is climbing and has now reached 5.7 per cent (on its way to 8.5 per cent and beyond), housing finance numbers are surprisingly strong indicating a healthy property market place.
It is pretty clear that the proportion of first home buyers (FHBs) in the market is reaching its peak.
The obvious effect of low interest rates and generous government grants has pushed the proportion of loans being taken by FHBs to 28 per cent, which is incidentally about double the level we saw at the height of the boom in early 2003.
The reason I say that the level of first home buyers has reached its peak is twofold. Continue…
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